Fred M McKay is an independent licensed Broker since 1988. He is licensed in the States of CA, CT, DC, NY, & VA. 

With a background in banking, finance and leasing, as well as management positions with several national insurance companies, Fred has many years of industry experience.

He is also a Certified Insurance Consultant in the State of CT. He is an active member of NAHU and is a past recipient of the National Quality Award. He has also earned his Life Underwriter Training Council Fellow(LUTCF) designation.


Health Insurance Matters

A Division of Associated Benefits, LLC

Individual Products

Annuities, Dental, Life Insurance, Income Protection,

Long Term Care, Health Insurance Plans, Medicare Supplement Plans, Medicare Advantage Plans and Stand Alone PDP RX plans.

Fred M McKay, C.I.C., L.U.T.C.F.

  • Individual Health Insurance

  • Individual Medicare Plans

  • Employer  Health Insurance

  • Supplemental Health Plans

  • Administrative Services

Why Health Insurance Matters

Supplemental Products

Hospital Reimbursement, Accident, Cancer, Critical Illness, Home owners & Auto, Travel

Health Insurance Matters, a division of Associated Benefits, LLC. is an independent health insurance agency focusing on offering health insurance plans to individual consumers and employer groups. Being independent allows us to provide insurance plans that are not restricted to just one company. We work for our clients not the insurance companies.

Call For Information: 1-203 732-3745

Administrative Services

COBRA, ERISA, Flex Spending Accounts, HRA Plans, HSA Plans, Section 125 Plans, Section 162 Plans, Medical Reimbursement Plans, Self Funded Plans, ACA Compliance

Insurance Services

Small Business Products

Medical Health Plans, Ancillary Group Plans, Life Dental, Short Term Disability, Long Term Disability, Self Funded Plans, Vision Coverage, Voluntary Plans