Individual Health Insurance

Public and Private Exchange Plans


Making a Choice


Insurance Services

         Health Insurance does not have to be unaffordable

Supplemental Health Plans

Dental, Life, Disability, Property Casualty, RX, Travel, Voluntary

Administrative Services


Section 125, ERISA


The Affordable Care Act


Selecting the right health insurance plan is a matter of balancing your needs with your budget. We offer a broad range of health insurance plans providing coverage's that are ACA compliant   with affordable prices. You can choose the health plan that is right for you and each member of your family. One size does not have to fit all.

Health Insurance Matters

A Division of Associated Benefits, LLC

Small Business Health Insurance

Public and Private Exchange Plans

Call For Information: 1-203 732-3745


Individuals with Medicare coverage are no longer eligible for subsidies once Medicare Part A coverage starts. As part of the Affordable Care Act, members enrolled in Medicare who receive tax subsidies for a Marketplace plan are no longer eligible for those subsidies.  Federal rules dictate that clients enrolled in Medicare who still claim tax subsidies will be liable to pay them back when they file their 2019 tax return.   

Qualifying Events

If you miss the open enrollment period for individual health coverage you still might be able to get health insurance if you have had one of the following "Qualified Events" occur:

1. Just got married or divorced

2. Just had a newborn

3. COBRA coverage ending

4. Moved from out of state

5. Employer plan has been terminated

These events can allow you to enroll for coverage, make a plan change or add a new dependent within certain time periods.

There are Qualified Events for Individual Medicare plans also